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Auto insurance company that owed no coverage beneath policy wasn’t responsible for damages arising from bicyclist’s Demise in accident involving insured’s auto

Staff’s assault, detention at insured’s house office fell within just umbrella policy’s small business pursuits exclusion

Ambulance company’s auto and malpractice insurers both equally owed protection of accommodate stemming from hurt passenger

Summary judgment award reversed wherever “rainwater” not “rain” brought about damage to home in storage space

Fourth Circuit finds employer mandate valid beneath Commerce Clause and Congress’s taxing electrical power, rejects go spiritual difficulties to each employer and person mandates

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Attorney’s botched handling of shopper’s function constituted a single wrongful act for malpractice insurance functions

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Unanswered option-of-regulation situation nets remand of ruling favoring CGL insurers, but not employment insurance company

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